Meta Loan App Application Process and Full Review

All the requirements needed for a successful Meta loan application, Plus a sneak peek into the top user reviews.

Carson O.
5 Min Read

Meta Loan is a mobile-based lending platform that provides easy and fast loans to its users conveniently, at competitive interest rates. Provided by Zillions Credit Company Limited, this application has grown to have more than 1M downloads, as of the time of this publication.

This loan application is only 20 MB and therefore, doesn’t consume a lot of data to download. Further, the application is rated for 3+, meaning that it is free from any obscene or irrelevant content. No ads are displayed in the application, making the user experience seamless. The Meta Loan application was first released on 30th April 2021 and has been receiving regular updates ever since.

To access a small loan for your business or personal needs, all you need is an M-Pesa number and a minimum age of 18 years.

This article will take you through all the requirements needed for a successful loan application, and a sneak peek into the user reviews, both positive and negative.

Let’s dive in:

Important details

Below is an organized table with all the important information you ought to know;

Access ApplicationGoogle Playstore
Playstore Rating4.3/5.0
Download Size20 MB
Required OSAndroid 5.0 upwards
Email[email protected]
Offered ByZillions Credit Company Limited
USSD CodeNone
Service fee0%
Loan limit (KES)1,000 – 80,000
Annual Percentage Rate (APR)48%
Repayment window91-365 days
Additional chargesDefaulters’ penalty
Age Limit18 – 60 years
Minimum RequirementsKenyan ID Source of income
Repayment MethodPaybill: 4023507 Account No: Your Number

How to apply for Meta Loan on your phone

  1. Download and install the Meta Loan Mobile app from the Google Playstore.
  2. Notice of terms, conditions and privacy policies will appear on your screen. Click Agree and continue.
  3. Meta Loan app will need to access a few permissions from the ones listed above. Allow all and proceed.
  4. Enter your phone number and request for a verification code that you will receive through SMS. Proceed to the next window.
  5. Set your login password. Make sure your password is strong, to evade malicious account access. Include your invitation code if you have one.
  6. You will then be directed to the main dashboard. Click on ‘Loan Now’.
  7. Fill in your registration, personal and contact details accurately. This information will be used to determine your approval. Click Submit
  8. Apply for your loan depending on the loan limit you have received.
  9. Your loan will be deposited INSTANTLY upon approval.

Attention: Overview of the Sky Pesa Loan App.

What are the advantages of the Meta Loan application?

  • This mobile-based lender does not need your credit report. It is free from CRB checks.
  • The application process is paperless, fast and secure.
  • 24/7 support.
  • Your loan limit increases as your in-app credit score grows.
  • Funds are disbursed directly to your M-Pesa once you are approved for the loan.

What do people say about the Meta Loan mobile-based lender?

Positive reviews

Simple steps, quick account transfer. Like it. It takes you only less than one minute to be approved for the loan. Their interest is low and they have no hidden charges. I would recommend this to anybody who needs a quick loan.

5/5 User Rating

Honestly this is the best loan app ever. ✔️ Low interest, ✔️Easy to access ✔️No transaction problems, ✔️ Receive your money in minutes, ✔️Offers good money limit. ✔️ Always available and ready to offer their services and support to their customers. In case they encounter any problems. Keep up with that and thank you for your services.

5/5 User Rating

I have used it a lot lately when I am short of money and need to pay bills or eat. They solved the problem quickly. I really appreciate you and the service l can use.

5/5 User Rating

Negative reviews

It’s a nice app very effective. But…one mistake, you’re permanently blacklisted… They don’t believe that one can make a mistake. I was punctual in repayment for several times but I delayed once then boom!! They didn’t have a second thought 😞😞 you better be perfect than thou before installing it.

1/5 User Rating
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I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
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