AsapKash loan app provides you with reliable and safe loans straight to your M-Pesa without any hassle. All you need is to download their mobile application and get started with the straightforward application process and have the funds deposited in your account.
This mobile-based lender released the AsapKash loan application on 22nd January 2021 and has since garnered over 1M downloads, 61K reviews and a 3+ rating, meaning that it is free from any obscene or irrelevant content. At only 12 MB, this application is lightweight and therefore will not consume significant data as you download it.

This article will take you through the loan application procedure, important details and user reviews from the Google Playstore.
Let’s dive in…
Important information you should know about AsapKash Loan App;
Access Application | Google Playstore |
Playstore Rating | 4.3/5.0 |
Total Reviews | 61K+ Reviews |
Download Size | 9 MB |
Required OS | Android 4.4 upwards |
[email protected] | |
Offered By | PATOKUU CAPITAL KENYA |
USSD Code | N/A |
Service fee | One-time fee that varies |
Handling Fee | Unspecified fee |
Loan limit (KES) | 1,000 – 50,000 |
Annual Percentage Rate (APR) | 18% (Maximum) |
Daily Interest | 0.05% |
Repayment window | 91-365 days |
Additional charges | Defaulters’ penalty |
Age Limit | 20 years |
Alternative Requirements | Kenyan ID |
Repayment Method | 4089547 |
Customer Service Hotline | +254 207 903685 |
Company Address | 7th Floor, FCB Mihrab, Lenana Rd, Nairobi. |
Also, read: Fair Kash Loan App Application Process & Download
How to apply for an AsapKash loan on your phone
- Download and install the AsapKash Mobile app from the Google Playstore.
- Notice of terms, conditions and privacy policies will appear on your screen. Click Agree and continue.
- AsapKash app will need to access a few permissions from the ones listed above. Allow all and proceed.
- Enter your phone number and request a verification code that you will receive through SMS. Proceed to the next window.
- Agree to the Privacy Policy and proceed.
- You will then be directed to the main dashboard. Click on ‘Apply Now’.
- Set your phone number and login password. Make sure your password is strong, to evade malicious account access. Include your invitation code if you have one.
- Fill in your registration, personal and contact details accurately. This information will be used to determine your approval. Click Submit
- Apply for your loan depending on the loan limit you have received.
- Your loan will be deposited INSTANTLY upon approval.
User Reviews from Google Playstore

Positive Reviews
This is a good app although takes a lot of time to finish the application. Is generally good for anyone who is in need of money.
3/5 Rating
A very nice app. It takes a short time to approve loans. I recommend
5/5 Rating
The app is good but I don’t know why it takes a lot of time to update payment. I thought payments should be updated automatically once I have paid but it’s almost 24hrs now. I have sent the M-Pesa code several times and nothing seems to be done on your end. It’s frustrating.
3/5 Rating
Negative Reviews
Horrendous, horrendous service. They blow up your phone from the day you are extended a loan and it only worsens as the due date approaches. Every hour you get a call from a different number even after informing them when you will repay. Unbelievable. Paid back and uninstalled it. Never mind the ridiculous service charges. I DO NOT recommend it.
5/5 Rating
hello i borrowed 1000ksh and havent seen it yet
Hello Richard.
Kindly reach out through their support email. We have placed it in the article.
We hope your problem will be solved on time.
This ASAP loan app is a scam. I registered but never applied or received any loan, yet they keep sending me texts to pay some amount i never took! They have no customer care!
I’m sorry to hear that you’re having trouble with ASAP loan app. I would recommend blocking their number and filing a complaint with CAPK.
I hope this helps.