Zuri Cash Loan App Application Process + Full Review

How to apply for a Zuri Cash loan and a detailed review.

Carson O.
5 Min Read

Zuri Cash is one among many mobile-based lenders in Kenya that have proven to be quite reliable. The application is only about 10mb in size and therefore, downloading it from your app store shouldn’t be a big deal. This article will take you through the Zuri Cash Loan app, how to apply for a loan and give a detailed review, including positive and negative user comments that are relevant to you.

Important information about the Zuri Cash Loan app you should know

Zuri Cash app is a mobile application designed to connect you with lenders who provide small personal loans to you without the need to check your credit score. This means that they will use other methods to ascertain your creditworthiness before giving you a loan. One of the app’s standout features is the speed with which loans can be approved and disbursed, making it a great option for those needing emergency cash.

The loan app was first released on 8th June 2022 and has been receiving regular updates ever since. Since then, the ZuriCash mobile-based lending platform boasts over 100,000 downloads in the Google playstore alone.

The application is compatible with any Android phone with an operating system above Android 5.0. it is also rated for 3+, meaning that it has been scanned and validated to be free from any form of obscene content.

Here is what you need to know before you apply for a digital loan from Zuri Cash:

Access ApplicationGoogle Playstore
Playstore Rating3.6/5.0
Download Size10 MB
Required OSAndroid 5.0 upwards
Email[email protected]
Phone+254 746826520
Offered ByZuriCash
Zuri Cash USSD CodeNone
Service fee0%
Loan limit (KES)500 – 50,000
Annual Percentage Rate (APR)18% – 36%
Repayment window91-360 days
Additional chargesDefaulters’ penalty
Age Limit20 – 60 years
Minimum RequirementsM-Pesa Account Stable Job Valid Documents
Repayment MethodPaybill: 4089547 M-Pesa No. that registered the account
Additional details

How to apply for a Zuri Cash loan on your phone

  1. Download and install the Zuri Cash loan mobile app from the Google Playstore.
  2. Notice of terms, conditions and privacy policies will appear on your screen. Click Agree and continue.
  3. Zuri Cash loan app will need to access six permissions from the ones listed above. Allow all and proceed.
  4. Agree to the Privacy policy.
  5. You will then be directed to the main dashboard. Click on ‘Apply’.
  6. Enter your phone number and obtain a verification code that you will receive through SMS. Proceed to the next window.
  7. Set your login password. Make sure your password is vital, to evade malicious account access.
  8. You will then be redirected to the main dashboard. Click on ‘Apply’.
  9. Fill in your registration, personal and contact details accurately. This information will be used to determine your approval. Click Submit
  10. Apply for your loan depending on the loan limit you have received.
  11. Your loan will be deposited INSTANTLY upon approval.

What do people say about the Zuri Cash mobile-based lender?

Positive reviews

I am so much grateful to Zuri Cash. It is well organized as compared to other loan apps. The application is easy to use and doesn’t require many documents. The app needs to be given five stars. Good work.

5/5 User Rating

You are ok, but you are getting a three-star. I’d rather pay interest than receive less than I asked for. Although you are a big help, I was still inconvenienced by receiving less than I was expecting. Update. If you know you’ll pay late, don’t take it.

3/5 User Rating

Negative reviews

It’s not one of the best apps at all, they rejected me, and they told me the loan is rejected, I only applied for Ksh.1,500 but what I got was a rejection. So, for me, it’s not a suitable loan app for a person to apply to, but it was an easy choice for me and it’s fast to download, and it’s amazing for some people but for me, it didn’t meet my requirements.

2/5 User Rating


As you filter out through digital lending applications, Zuri Cash may be the best solution to your financial hitches. However, if you are still looking for more options, here is a list of the top mobile-based lending platforms in Kenya.

Share This Article
I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.

Leave a Reply

Your email address will not be published. Required fields are marked *