Helacash Loan App Details, Review & Application Process

Learn more about the Helacash loan app, how to apply for a loan and Google Playstore user reviews.

Carson O.
6 Min Read

Helacash is yet another dynamic mobile-based lender that offers instant loan solutions to your M-Pesa within minutes of your loan application and approval. This green-themed application has managed to garner more than five hundred thousand downloads at the time of this publication and a 4.1-star rating against 6.1K reviewers. In this post, you will learn more about the Helacash loan app, how to apply for such a loan and user reviews from the Google Playstore.

Important information about the Helacash loan app you should know

The Helacash loan app was first released on 14th December 2021 and has been receiving regular updates ever since.

The application is compatible with any Android phone with an operating system above Android 4.3 it is also rated for 3+, meaning that it has been scanned and validated to be free from any form of obscene content.

Helacash’s mobile-based lending platform offers 24/7 support to its clients so that you never have to be stuck in matters related to requesting a loan. Get them through their service email: [email protected].  

This lending organization is located in Nairobi Kenya, more specifically in Cardinal Otunga Plaza, Koinange Road in Starehe District.

Here is what you need to know before you apply for a digital loan from Mojacredit loan:

Access ApplicationGoogle Playstore
Playstore Rating4.1/5.0
Download Size5-15 MB
Required OSAndroid 4.3 upwards
Email[email protected]
Developer email[email protected]
Offered ByFEZOTECH Kenya Limited
Helacash USSD CodeNone
Service fee0%
Loan limit (KES)2,000 – 100,000
Annual Percentage Rate (APR)12% – 24%
Repayment window91-365 days
Additional chargesDefaulters’ penalty
Age Limit18 – 60 years
Minimum RequirementsKenyan Residency
Repayment MethodPaybill: Check Inside App
M-Pesa No. that registered the account

Attention: Mojacredit Loan App Review

How to apply for a Helacash loan on your smartphone

  1. Download and install the Helacash loan mobile app from the Google Playstore.
  2. The Helacash loan app will need to access six permissions from the ones listed above. Allow all and continue. These permissions are:
    • Phone access
    • SMS
    • Location
    • Contacts
    • Camera
    • Calendar – You will need to turn on your GPS location service
  3. Notice of terms, conditions and privacy policies will appear on your screen. Make sure you read and if you agree, click Agree and continue.
  4. Enter your phone number and obtain an OTP code that you will receive through SMS. Proceed to the next window.
  5. Set your login password. Make sure your password is strong, to evade malicious account access.
  6. You will then be directed to the main dashboard. Click on ‘Apply’.
  7. Fill in your registration, personal and contact details accurately. This information will be used to determine your approval. Click Submit
  8. Apply for your loan depending on the loan limit you have received.
  9. Your loan will be deposited INSTANTLY upon approval.

This procedure may vary depending on the update. However, the general idea is still the same.

What do people say about the Helacash mobile-based lender?

Positive reviews

It is a very nice app that can solve your financial emergency, especially for those with daily business welcome to this app because after paying my first loan on time my limit increased heavily and I improved my business. I give them a full 5-star.

5/5 Rating – J.F

Hela is warm welcoming and quick to act when really pressed, thanks for everything although I was the one in dilemma and the way things are going right now for sure you’re the best companion so far av seen, thumbs up to any person out there Hela Cash is there for you.

5/5 Rating – M.O

It is OK but your interest is too high, extremely high and a lot of patience is needed before the loan is processed then the interest is reflected and it gets scary…

3/5 Rating – B.A

Negative Reviews

High-interest rates. They lure you in with higher limits. Then when you pay. The app mysteriously stops working. You get sent back to the home page. If this isn’t conning, I don’t know what is. Thank you.

2/5 Rating – E.M

Hela cash is a Scam, They offer you the amount of money but they send you less money and they don’t change it in the application. You will pay more than what they owe you. Their customer service is the poorest, you will only find feedback when you go offline. Don’t attempt this app. IT’S A BIG SCAM.

1/5 Rating – Z.B
VIA: Admin
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I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
  • I really appreciate the presentation concerning Helacash Loan App. I can confirm the process was a little easy to follow.
    Initially I was very pleased especially that after registering, within few minutes I was credited with a loan of #33,825.00k on 7th August 2023.
    However, presently I am constrained and very frustrated now because loan repayment is within 7 days. Regrettably, since on the 9/8/23 I made several efforts to log on the Helacash Loan App but instead of showing Repayment button it is showing me Accessible amount #500,000.00k whereas is my loan I want to payback. To make matter worst, I wrote email to [email protected] to complain because I don’t want Helacash Loan to put me in group of loan defaulters, till this day 11-8-23 they didn’t reply. THE REPAYMENT DATE IS DURING NEAR. HOW CAN I PAYBACK. I NEED Helacash account to enable me pay back the loan. Please assist me.

    • Hi Duke,

      Thank you for sharing your positive initial experience with the Helacash Loan App. I’m sorry to hear about the repayment issue you’re facing. Since customer support hasn’t responded to your emails, consider reaching out through their official social media accounts or checking their website for alternative contact details. Hopefully, the problem will be resolved before the due date. Best of luck with getting this sorted!

      Carson Osoro,

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