FlashPesa Loan App Details, Review & Application Process

Carson O.
5 Min Read

FlashPesa is one of those few loan applications that offer digital loans straight to your M-Pesa within minutes of application. Typically, this mobile-based lender reviews and deposits your needed funds almost instantly upon approval of your loan application. Therefore, if you are looking for a quick way of getting a mobile loan, then stick to the end as we dive into the FlashPesa loan app, detailing its features and contrasting its advantages against its demerits.

Important information about the Helacash loan app you should know

The FlashPesa loan app was first released on 7th September 2019, by Ambush Capital LTD and has been receiving regular updates ever since.

The application is compatible with any Android phone with an operating system above Android 4.4 it is also rated for 3+, meaning that it has been scanned and validated to be free from any form of obscene content.

FlashPesa mobile-based lending platform offers 24/7 support to its clients so that you never have to be stuck in matters related to requesting a loan. Get them through their service email: [email protected].

This lending organization is located in Nairobi Kenya, more specifically in Kaka House, Manua Close in Westlands.

Here is what you need to know before you apply for a digital loan from Mojacredit loan:

Access ApplicationGoogle Playstore
Playstore Rating3.9/5.0
Download Size6 MB
Required OSAndroid 4.4 upwards
Email[email protected]
Developer email[email protected]
Offered ByAmbush Capital LTD
FlashPesa USSD CodeNone (N/A)
Service feeKsh.150 to Ksh.600
Loan limit (KES)2,000 – 50,000
Annual Percentage Rate (APR)Interest + Origination Free = 36%
Repayment window91-365 days
Additional chargesDefaulters’ penalty
Age Limit22 years
Minimum RequirementsKenyan Residency Employment
Repayment MethodPaybill: Check Inside App M-Pesa No. that registered the account

Attention: Mojacredit Loan App Review

How to apply for a FlashPesa loan on your smartphone

  1. Download and install the Helacash loan mobile app from the Google Playstore.
  2. Enter your phone number and obtain an OTP code that you will receive through SMS. Proceed to the next window.
  3. Set your login password. Make sure your password is strong, to evade malicious account access.
  4. FlashPesa loan app will need to access six permissions from the ones listed above. Allow all and continue. These permissions are:
    • Phone access
    • SMS
    • Location
    • Contacts
    • Camera
    • Calendar – You will need to turn on your GPS location service
  5. Notice of terms, conditions and privacy policies will appear on your screen. Make sure you read and if you agree, click Agree and continue.
  6. Fill in your profile, personal and contact details accurately. This information will be used to determine your approval. Click Next
  7. You will then be directed to the main dashboard. Click on ‘Apply’.
  8. Apply for your loan depending on the loan limit you have received.
  9. Your loan will be deposited INSTANTLY upon approval.

Note: This procedure may vary depending on the update. However, the general idea is still the same.

What do people say about the FlashPesa mobile-based lender?

Positive reviews

A very nice app I would prefer FlashPesa they have a wonderful customer care approach professional; they are not rude in their conversations loan term is also a bit longer than other apps download this app and try it. One of the best loan apps in Kenya I wish there were other stars I would have added to this app FLASHPESA, I hereby call upon anyone who has a problem financially the solution is FLASHPESA. And with the professional team. GOD BLESS YOU ALL.

J.M (5/5 Rating)

Excellent customer service, one thing that stands out with Flashpesa is their interest rates and payment duration it’s one of the apps that l pray to have a long-term relationship. Well did l say the giveaways? It was easy and very relatable.

W.N (5/5 Ratng)

Negative Reviews

They have never given me a loan after seven times attempts. I can’t recommend it to anyone just wasting data. Don’t download this fake loan application.

J.K (1/5 Rating)
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I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
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