Fair Kash Loan App Application Process & Download

Carson O.
5 Min Read

Fair Kash+ loan app is proving to be among the best lending apps in Kenya. With over 100,000 Playstore downloads at the time of this publication, this mobile lending platform is dominating the loaning market. If you are looking for an instant loan to your M-Pesa, the Fair Kash loan app may be the right choice for you. Check out their competitive interest rates and reasonable repayment periods in this article. We’ve included a link to download it from the Google Playstore

Stick to the end;

Here is how to save money even if you have a low income/salary.

Important information about the Fair Kash+ loan app

The mobile application is about 11MB, so you shouldn’t worry about having to purchase a lot of data bundles to access the application.

The mobile-based lender was launched on 20th October 2022 and has been in operation since then.

This application is rated for 3+, meaning that it is suitable for all age groups, i.e., there is no obscene content within the application. This shouldn’t come as a surprise as such apps are for financial purposes only.

With less than 6 months in operation, the lender boasts over 100,000 downloads, signifying trust from their clients.

Here is an organized list of all the important information;

Access ApplicationGoogle Playstore/ Apple Store
Playstore Rating3.4/5.0
Download Size11 MB
Required OSAndroid 5.0 upwards
Email[email protected]
Alternative Application MethodN/A
Service fee4.5% – 8%
Loan limit (KES)60,000
Interest rate3% to 18%
Annual Percentage Rate (APR)49.6%
Repayment window91-365 days
Additional chargesDefaulters’ Interest
Age Limit20 to 60 Years
Minimum RequirementsKenyan Citizenship
Repayment Paybill Account Number4074255 Your Registered Phone Number
Additional Details

Permissions needed by the Fair Kash loan app on your phone

Here is a list of all the application permissions required by the Fair Kash+ loan application.

  • Contacts – To read and modify your contacts
  • Storage – Modify and delete contents of your phone storage
  • Telephone – Read phone status and identity
  • SMS – Read your text messages
  • Location – To access your precise location via GPS and network to make out your approximate geographical position.
  • Advertising ID permission
  • Run foreground service
  • Access Bluetooth settings
  • Connect and disconnect from Wi-Fi
  • Have full network access
  • View Wi-Fi connections
  • Pair With Bluetooth devices
  • Access extra location provider commands

Also, read Top Loan Apps in Kenya – Full Review with Pros and Cons.

The full process of applying for a Fair Kash+ loan on your phone

  1. Download and install the Fair Kash+ Mobile app from the Google Playstore.
  2. Notice of terms, conditions and privacy policies will appear on your screen. Click Agree and continue.
  3. Fair Kash+ loan app will need to access a few permissions from the ones listed above. Allow all and proceed.
  4. For a new user, click Register and proceed to the next window
  5. Fill in your registration details accurately. This information will be used to determine your approval. Click Submit
  6. You will then be directed to the main dashboard. Click on Get Loan Now, after adjusting the amount you wish to borrow from the lender. Make sure you also select the number of days you wish to repay your loan. Note that the longer the period, the higher the interest fees.
  7. Input your basic information, and click Continue
  8. In the next window, input your personal information that includes: educational details, marital status, employment status, etc.
  9. Proceed to fill in your contact information in the next window.
  10. Click submit and wait for a verification message from the lending platform server.
  11. Your loan will be deposited INSTANTLY upon approval.
Registration information
Adjust your loan and repayment period
Enter your basic information here
Enter your personal information here
Enter your contact information here

How to increase Fair Kash loan limit

Just like any other loan app, early repayment and following the platform’s terms, conditions and policies will increase your chances of having a raised loan limit.


As you get your loan, remember to spend it wisely. Avoid spending your loan on ridiculous expenses and gambling.

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I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
    • Hello Abudhala,
      To get a loan from Fair Kash, please download the application from Google Playstore. From there, follow the instructions given in this article and you will get your loan.

      For more information, contact customer care here:
      WhatsApp: +254 796383534
      E-Mail: [email protected]
      Physically: Riverside Lane West, Riverside Building, Nairobi area, Kenya.

    • Hello Timothy,
      Your account may have been temporarily locked because of:
      1. Input of wrong or malicious personal information or,
      2. Failure to pay on time

      For more help with your issue, please contact Fair Kash support here:
      WhatsApp: +254 796383534
      E-Mail: [email protected]
      Physically: Riverside Lane West, Riverside Building, Nairobi area, Kenya.

      We hope Fair Kash will be able to solve your issues.


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