Top 12 Businesses You Can Start With Ksh.10K in Kenya

This article will explore the top businesses you can start in Kenya with just 10,000 Kenyan shillings as Capital.

Carson O.
11 Min Read

Entrepreneurship is a goal that many Kenyans want to achieve. To do this, one must have just the right amount of capital, which is a rare resource. This article will therefore take you through the top businesses you can start in Kenya with just Ksh.10K (Ksh.10,000).

Before we dive in, it is essential to note that Ksh.10K is a relatively low capital investment that will limit you to a few types of businesses. Nevertheless, let’s delve into this topic.

Let’s dive in!

1. Blogging

Out of all businesses that you can start with Ksh.10K, blogging is probably the most profitable.

- Advertisement -
claim deal

This is the kind of business that will need you to have a website where you will be posting great content for your readers. Take for instance this website, where you get business information. Though the startup capital was slightly higher than Ksh.10K, websites generally fall within this capital set-point.

What do you need to start a blog in Kenya?

  1. A domain name: This will cost you about Ksh.1,000 to Ksh.1,500 per year.
  2. A hosting package: The cheapest packages are priced at a minimum of Ksh.3,000 per year.
  3. A good WordPress theme from Envato’s Themeforest: Good and well-designed pieces will cost you between $40-$70.
  4. The ability to write: Blogging requires you to write consistently. You must love writing for you to survive in this kind of business. I can tell you for a fact that the majority of people who start this business fail before one year is complete.

How do you earn from blogging?

  1. AdSense monthly payment if you reach a €70 threshold.
  2. Affiliate marketing e.g., Jumia, Amazon, AliExpress etc.
  3. Selling e-books of guides, tutorials or business plans.
  4. Sponsored content.

2. Smokie and Eggs Selling Business

Selling smokies, eggs and sausages is a relatively simple business to start.

Getting the necessary inventory/stock and licenses is very easy and the business is easy to run. All you need to have is a capital investment of around Ksh.10K you will invest as follows:

  • Licenses – Ksh.1,000 to Ksh.2,000.
  • Equipment such as a vending cart, crockery, wrapping material and accessories – Ksh.8,000 to Ksh.10,000.

For more details on how to start the business, read this review here.

3. Start Selling Electronic Gadgets and Accessories

Electronic gadgets such as earphones, chargers, phone covers and protectors are cheap to acquire and very easy to resell.

With a startup capital of Ksh.10K, all you will need is a display table and start selling.

This business is especially profitable in highly populated areas such as educational institutions. Such include:

  • Universities
  • Colleges
  • TVET’s

4. Web Designing Business with WordPress

If you are a developer with a knack for JavaScript, CSS, and HTML, start a web design business in either pure code or WordPress. Very few Kenyans have tapped into this business niche and therefore, the competition is quite low.

To start this kind of business, you will need to have a laptop (assuming you already have this), an online portfolio of your skills, branding and marketing, and the urge to work tirelessly to build your business.

- Advertisement -
claim deal

You will need to purchase a few resources that will make your work a tad bit easier. For WordPress web development, you may need;

  • Elementor premium
  • Divi WordPress theme
  • Internet connection

For pure code web developers, you may need;

  • A robust text editor or integrated development environment (IDE)
  • A version control system like Git
  • A reliable browser for testing and debugging web projects.

5. Grocery Business

With just Ksh.10K, you can start a grocery business in Kenya.

The only problem related to this business is the fact that you will probably never become a millionaire unless you intentionally invest hundreds of thousands. Nevertheless, it can still put food on your table, especially if you are out of sorts.

- Advertisement -
claim deal

Here is a complete guide.

6. Barbershop/Kinyozi Business

Starting a barbershop business in Kenya will require a good capital investment of around Ksh.100,000 to Ksh.200,000. However, Ksh.10K could also do the trick, especially if you choose to be minimalistic.

All you need will be as follows;

  • Shaving machine
  • Antiseptics
  • Hair brushes, combs etc.
  • A simple chair.
  • Towels and sheets to cover clients.
  • A simple room with electricity.

For more information, read this tutorial.

7. Home Salon Business

Unlike a professional salon, starting a home salon business with a capital investment of Ksh.10K will suffice. This is because this kind of business mainly relies on your skills as a salonist.

In a situation where you don’t have the skills, you could always learn this from other experienced salon owners or YouTube.

To start this kind of business, you will need;

  • Hair blow dryer
  • Scissors, brushes, combs, and other accessories
  • Shampoos & hair conditioners

All these can be acquired with an investment of Ksh.10,000.

After getting your necessary tools and equipment, you will need to get clients.

- Advertisement -
claim deal

What better way to do this than via word-of-mouth and WhatsApp?

8. Car Wash Business

Car-washing services are relatively lucrative, depending on the location you choose to set up your business.

Just like any other business, before you start, you will need to conduct market research, purchase the necessary licenses and choose a good location.

However, it is noteworthy that with a capital investment of Ksh.10K, your location preference and choice will be limited.

Nevertheless, here is a list of services you can offer in a car wash business, according to Nasonga:

  • Touch-up paint for cars
  • Rust removal services
  • Polishing and Waxing of Cars/Bikes
  • Leather restoration and protection by using cleaning agents.

9. Cleaning business

Sometime back, we did a review of how to start a cleaning business in Kenya.

Such a business can make you up to Ksh.10,000 per day and has the potential for growth as your clients refer you to more clients.

- Advertisement -
claim deal

Furthermore, cleaning skills are very easy to acquire and your only difficult task will be finding your first few clients.

To get started, try contacting businesses in offices in town or homes in large estates that have busy family members.

10. Printing Business

Getting your hands on an affordable but durable printer costing around Ksh.10K could be very profitable for you especially if you reside near a large academic institution such as a college or university.

You could offer printing services to students or even rent out your printer to cyber owners or retailers around the school vicinity.

Have a good understanding of the terms and conditions of your printer before accepting any business agreement.

11. Forex Trading

Forex trading, or Spot trading, is a risky way of using your money to make more. Nevertheless, many traders have done this and are making good income from it.

Therefore, if you have a knack for Foreign Exchange then diving into this may not be such a bad idea. You just have to understand the risks associated with FX trading.

Here is what you need to get started with forex trading.

12. Agribusiness

Agriculture is also a good way of utilizing Ksh.10K for profit. Here is a list of small agricultural investments you could dive into with an investment of only Ksh.10K in Kenya:

  1. Mushroom farming
  2. Onion and garlic farming etc…

What do you need to start a business with Ksh.10K in Kenya?

  1. Market research – Doing proper market research will enable you to identify potential markets while taking note of potential competition and business obstacles.
  2. A simple business plan – Though not mandatory, having a business plan will set you apart from the competition and increase your chances of success in the business you choose to dive into.
  3. Location/business premise selection – The location you choose is also another crucial business factor. Choose wisely, and target areas where you can get enough customers for your products or services. Of course, for online businesses, you should work on your Search Engine Optimization (SEO) to increase your visibility in the virtual space.
  4. Inventory and stock – Invest the majority of your capital, in this case, Ksh.10,000, into getting stock. Every other thing comes in second, especially after your business has started growing.


Above are some of the top businesses you can start in Kenya with a capital investment of Ksh.10K (KES 10,000). We have also linked all relevant resources for your review.

Good luck as you start your business!

Share This Article
I am a multi-faceted professional with a strong foundation in Business and Finance, honed since 2020. Additionally, I possess a deep passion for automobiles, serving as an avid car enthusiast. In parallel to my diverse interests, I am also a dedicated student pursuing a career in the medical field.
Leave a comment

Leave a Reply

Your email address will not be published. Required fields are marked *